• Auto Financing
    Three Easy Steps

    Our car loan application takes only a minute to complete.
    We protect your personal information, and have an A+ rating with the Better Business Bureau.

    • It only takes one minute to complete our online car loan application. Your information is delivered safely to a local car loan advisor ready to assist you.
    • Our local advisors leverage a network of hundreds of lenders to find the best rate and terms of your loan. Within 24-hours, a loan advisor will contact you to schedule an appointment.
    • Applications are typically approved within 48-hours. During this time, your loan advisor helps with everything from choosing the right car to taking your picture with your new ride.
  • Auto Financing
    Security Measures

    Security Assured by Network Solutions
    We go to great lengths to protect your information. Our security process being verified by Network Solutions, a leading provider of security services on the web, is just one of them.

    Secure Technology: We use Secure Socket Layer technology to encrypt and secure your information.

    Confidential: We keep your information confidential and closed, only providing to those who can help with your goal of securing a car loan.

    Better Business Bureau: We protect your personal information and we're in A+ standing with the Better Business Bureau.

  • Auto Financing
    About Us

    We hope that you will take a moment to learn about our company
    Our founder believed in one thing: Treat customers with respect and integrity and they'll be your customers for a long time. Twenty years later, these words are the center of our core values.

    Since 1989, our network of local lenders have helped over 5 million people by providing a car loan regardless of credit history. Sure, people with better credit have more options but if you're stable in your job and home, chances are good that we can help get you driving regardless of credit challenges.

    Carloan.com is a part of Interactive Financial Marketing Group, a division of Dominion Enterprises. Based in Norfolk. Virginia, Dominion Enterprises is a leading marketing services company serving the wide-ranging needs of many industries including real estate, apartments, specialty vehicles, employment, automotive and travel.

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Why Us? We make finding a car loan easy for you and your finance needs;

Car Loan Solutions Made Easy

Here's why you're at the right place for your car finance needs.

  • Our online car loan application takes only a minute to complete, we protect your personal information, and we have an A+ rating with the Better Business Bureau.
  • We've processed more than 5 million car loan applications since 1989.
  • We have hundreds of dealers and lenders nationwide dedicated to slotting you to the best car finance rate your credit score will allow.
  • We provide a fast, secure and hassle-free process, especially if you're worried about being embarrassed about your bad credit history.
  • Our application is FREE and puts you under no obligation.

Car Financing Tips and Advice

Our Tips and Advice section will help you save you time and money.

  • Because so many bad credit car loans are around $10,000 - $12,000, we do a lot of research on the best deals in that price range. Learn about the best cars for bad credit .
  • Our payment calculator can help you estimate what your monthly payment will be. Our car loan calculator can help you estimate how much car you can afford.
  • Our News section provides information about the auto finance industry.
  • Our Tips and Advice section contains specific information and requirements obtaining a Used Car Loan in the today's market.
  • Our Frequently Asked Questions outlines our loan process.

Get Social & Such

Stay up-to-date on the latest in the Auto Finance industry & More!

Rates in as low as:

Source: Informa Research Services, Inc. New car loans rates are based on a 36 month term and $25,000 finance amount. Used car loan rates are based on a 36 month term and $20,000 finance amount. Applicant must have a Fico score > 760. Not every applicant will qualify.

Do I Qualify For A Car Loan?

18 years old or older?
Sorry, you need to be 18 years or older to qualify.
Earn $1,600 or more each month?
Sorry, you need to earn $1,600 or more each month.
Stable in your job and residence?
Sorry, you need to have a stable job and residence.
Have no repossessions within 1 year?
Sorry, you can't have repossessions within 1 year.

Great! Start your application here

Start Your Application

  • "I applied at Carloan.com and about 2 or 3 days after, I was contacted by Hackensack Nissan and i was able to buy a 2008 Nissan Altima very easy.

    – Ramon S., North Bergen, NJ  

  • "The process was simple. A few questions to be answered and they find the loan to fit your needs and budget - it was a great experience overall.

    – Cher M., Sturgis, KY  

  • "I am Thankful to have gotten the car I wanted to drive and not be told to go with another car to get the deal done! THANKS!!

    – Jasmine B., Roswell, GA